Call reports 2021
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2021
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 988,958,000 | 1,015,033,000 | 1,068,050,000 | 1,141,484,000 |
| Total loans | 559,539,000 | 559,095,000 | 573,979,000 | 574,184,000 |
| Allowance for loan losses | 8,643,000 | 8,756,000 | 8,923,000 | 8,995,000 |
| Securities available for sale | 316,717,000 | 355,607,000 | 383,719,000 | 441,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,642,000 | 914,682,000 | 965,935,000 | 1,043,927,000 |
| Interest-bearing deposits | 777,030,000 | 804,633,000 | 840,134,000 | 901,539,000 |
| Noninterest-bearing deposits | 112,612,000 | 110,050,000 | 125,801,000 | 142,387,000 |
| Equity capital | 83,443,000 | 84,646,000 | 85,907,000 | 82,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,456,000 | 17,829,000 | 25,870,000 | 34,015,000 |
| Interest expense | 789,000 | 1,545,000 | 2,274,000 | 2,973,000 |
| Net interest income | 8,667,000 | 16,284,000 | 23,596,000 | 31,042,000 |
| Noninterest income | 2,453,000 | 4,954,000 | 6,970,000 | 10,471,000 |
| Noninterest expense | 5,264,000 | 11,138,000 | 16,813,000 | 22,854,000 |
| Provision for loan losses | 25,000 | 74,000 | 140,000 | 165,000 |
| Pretax income | 5,831,000 | 10,026,000 | 13,641,000 | 18,522,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 5,827,000 | 10,022,000 | 13,637,000 | 18,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,393,000 | 79,686,000 | 81,440,000 | 79,530,000 |
| Total capital | 86,558,000 | 87,256,000 | 89,567,000 | 87,923,000 |
| Risk-weighted assets | 571,800,000 | 604,434,000 | 649,336,000 | 670,874,000 |