Call reports 2020
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2020
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 842,062,000 | 924,582,000 | 903,784,000 | 951,710,000 |
| Total loans | 520,063,000 | 574,833,000 | 578,274,000 | 543,795,000 |
| Allowance for loan losses | 7,987,000 | 8,206,000 | 8,345,000 | 8,407,000 |
| Securities available for sale | 241,687,000 | 259,201,000 | 259,076,000 | 294,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,191,000 | 826,450,000 | 802,635,000 | 848,549,000 |
| Interest-bearing deposits | 650,971,000 | 712,005,000 | 685,534,000 | 719,851,000 |
| Noninterest-bearing deposits | 93,220,000 | 114,445,000 | 117,101,000 | 128,698,000 |
| Equity capital | 74,184,000 | 78,967,000 | 81,718,000 | 79,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,623,000 | 17,402,000 | 25,577,000 | 33,694,000 |
| Interest expense | 1,512,000 | 2,689,000 | 3,713,000 | 4,651,000 |
| Net interest income | 7,111,000 | 14,713,000 | 21,864,000 | 29,043,000 |
| Noninterest income | 1,218,000 | 3,864,000 | 6,550,000 | 9,862,000 |
| Noninterest expense | 4,922,000 | 10,421,000 | 15,965,000 | 21,617,000 |
| Provision for loan losses | 136,000 | 311,000 | 448,000 | 557,000 |
| Pretax income | 3,933,000 | 8,760,000 | 12,969,000 | 17,700,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 3,929,000 | 8,756,000 | 12,965,000 | 17,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,876,000 | 73,779,000 | 76,297,000 | 73,556,000 |
| Total capital | 78,781,000 | 80,836,000 | 83,394,000 | 80,664,000 |
| Risk-weighted assets | 551,335,000 | 563,426,000 | 566,568,000 | 567,361,000 |