Call reports 2019
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2019
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 822,638,000 | 834,519,000 | 851,578,000 | 862,614,000 |
| Total loans | 512,788,000 | 532,267,000 | 532,247,000 | 512,850,000 |
| Allowance for loan losses | 7,740,000 | 7,681,000 | 7,597,000 | 7,955,000 |
| Securities available for sale | 204,006,000 | 211,400,000 | 212,969,000 | 240,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,935,000 | 744,794,000 | 755,063,000 | 767,293,000 |
| Interest-bearing deposits | 632,788,000 | 643,350,000 | 651,314,000 | 652,108,000 |
| Noninterest-bearing deposits | 93,147,000 | 101,444,000 | 103,749,000 | 115,185,000 |
| Equity capital | 68,424,000 | 69,815,000 | 72,792,000 | 70,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,617,000 | 17,481,000 | 26,594,000 | 35,473,000 |
| Interest expense | 1,587,000 | 3,223,000 | 4,905,000 | 6,600,000 |
| Net interest income | 7,030,000 | 14,258,000 | 21,689,000 | 28,873,000 |
| Noninterest income | 1,192,000 | 2,667,000 | 4,257,000 | 6,688,000 |
| Noninterest expense | 4,807,000 | 10,032,000 | 14,911,000 | 20,361,000 |
| Provision for loan losses | 39,000 | 61,000 | 110,000 | 365,000 |
| Pretax income | 3,386,000 | 6,858,000 | 11,175,000 | 15,206,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 3,382,000 | 6,854,000 | 11,171,000 | 15,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,822,000 | 67,733,000 | 70,359,000 | 67,938,000 |
| Total capital | 74,569,000 | 74,741,000 | 77,328,000 | 74,739,000 |
| Risk-weighted assets | 538,822,000 | 559,949,000 | 556,899,000 | 542,946,000 |