Call reports 2018
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2018
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 758,017,000 | 752,908,000 | 776,325,000 | 810,090,000 |
| Total loans | 480,653,000 | 498,088,000 | 505,132,000 | 509,808,000 |
| Allowance for loan losses | 7,790,000 | 7,792,000 | 7,859,000 | 7,651,000 |
| Securities available for sale | 204,248,000 | 201,158,000 | 190,345,000 | 207,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,930,000 | 667,008,000 | 687,118,000 | 711,099,000 |
| Interest-bearing deposits | 575,175,000 | 580,294,000 | 592,126,000 | 603,815,000 |
| Noninterest-bearing deposits | 97,755,000 | 86,714,000 | 94,992,000 | 107,284,000 |
| Equity capital | 64,149,000 | 63,496,000 | 65,506,000 | 70,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,310,000 | 15,086,000 | 23,268,000 | 31,765,000 |
| Interest expense | 836,000 | 1,814,000 | 3,060,000 | 4,534,000 |
| Net interest income | 6,474,000 | 13,272,000 | 20,208,000 | 27,231,000 |
| Noninterest income | 1,131,000 | 2,771,000 | 4,038,000 | 6,058,000 |
| Noninterest expense | 4,747,000 | 9,796,000 | 14,471,000 | 19,681,000 |
| Provision for loan losses | 29,000 | 29,000 | 101,000 | 133,000 |
| Pretax income | 2,829,000 | 6,218,000 | 9,654,000 | 13,455,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 2,828,000 | 6,217,000 | 9,653,000 | 13,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,849,000 | 64,506,000 | 67,081,000 | 70,891,000 |
| Total capital | 71,203,000 | 71,049,000 | 73,736,000 | 77,627,000 |
| Risk-weighted assets | 506,896,000 | 522,223,000 | 531,199,000 | 538,005,000 |