Call reports 2016
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2016
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 768,544,000 | 748,557,000 | 752,195,000 | 763,317,000 |
| Total loans | 490,152,000 | 497,481,000 | 499,510,000 | 484,821,000 |
| Allowance for loan losses | 7,152,000 | 7,211,000 | 7,293,000 | 6,535,000 |
| Securities available for sale | 182,458,000 | 172,742,000 | 176,217,000 | 183,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,090,000 | 662,310,000 | 669,690,000 | 680,704,000 |
| Interest-bearing deposits | 583,903,000 | 559,994,000 | 551,149,000 | 559,684,000 |
| Noninterest-bearing deposits | 99,187,000 | 102,316,000 | 118,541,000 | 121,020,000 |
| Equity capital | 65,298,000 | 65,278,000 | 65,390,000 | 66,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,139,000 | 14,257,000 | 21,391,000 | 28,308,000 |
| Interest expense | 625,000 | 1,241,000 | 1,880,000 | 2,473,000 |
| Net interest income | 6,514,000 | 13,016,000 | 19,511,000 | 25,835,000 |
| Noninterest income | 1,258,000 | 3,010,000 | 4,521,000 | 6,571,000 |
| Noninterest expense | 4,655,000 | 9,479,000 | 14,140,000 | 19,639,000 |
| Provision for loan losses | 36,000 | 82,000 | 164,000 | 187,000 |
| Pretax income | 3,162,000 | 6,542,000 | 9,812,000 | 12,656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,162,000 | 6,542,000 | 9,812,000 | 12,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,388,000 | 62,694,000 | 63,419,000 | 66,268,000 |
| Total capital | 69,899,000 | 69,241,000 | 70,034,000 | 72,695,000 |
| Risk-weighted assets | 520,291,000 | 523,104,000 | 528,534,000 | 514,092,000 |