Call reports 2015
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2015
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 798,880,000 | 775,095,000 | 766,447,000 | 779,575,000 |
| Total loans | 493,624,000 | 502,772,000 | 505,413,000 | 498,337,000 |
| Allowance for loan losses | 7,106,000 | 7,178,000 | 7,229,000 | 7,122,000 |
| Securities available for sale | 188,406,000 | 178,357,000 | 175,521,000 | 192,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,939,000 | 693,256,000 | 680,142,000 | 692,015,000 |
| Interest-bearing deposits | 590,670,000 | 582,129,000 | 564,628,000 | 572,533,000 |
| Noninterest-bearing deposits | 119,269,000 | 111,127,000 | 115,514,000 | 119,482,000 |
| Equity capital | 62,214,000 | 61,890,000 | 64,635,000 | 67,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,969,000 | 14,205,000 | 21,386,000 | 28,600,000 |
| Interest expense | 674,000 | 1,345,000 | 2,005,000 | 2,635,000 |
| Net interest income | 6,295,000 | 12,860,000 | 19,381,000 | 25,965,000 |
| Noninterest income | 1,591,000 | 3,435,000 | 5,151,000 | 7,025,000 |
| Noninterest expense | 4,479,000 | 9,352,000 | 13,991,000 | 19,192,000 |
| Provision for loan losses | 28,000 | 28,000 | 76,000 | 120,000 |
| Pretax income | 3,847,000 | 7,786,000 | 11,487,000 | 14,705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,847,000 | 7,786,000 | 11,487,000 | 14,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,893,000 | 60,987,000 | 63,163,000 | 66,383,000 |
| Total capital | 66,389,000 | 67,721,000 | 69,947,000 | 73,030,000 |
| Risk-weighted assets | 519,106,000 | 538,267,000 | 542,243,000 | 531,299,000 |