Call reports 2014
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2014
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 711,358,000 | 705,256,000 | 749,762,000 | 784,401,000 |
| Total loans | 448,618,000 | 474,405,000 | 480,592,000 | 492,489,000 |
| Allowance for loan losses | 6,497,000 | 6,635,000 | 6,832,000 | 7,009,000 |
| Securities available for sale | 145,857,000 | 145,655,000 | 157,131,000 | 170,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,529,000 | 627,922,000 | 668,509,000 | 697,959,000 |
| Interest-bearing deposits | 522,295,000 | 524,672,000 | 545,799,000 | 576,426,000 |
| Noninterest-bearing deposits | 111,234,000 | 103,250,000 | 122,710,000 | 121,533,000 |
| Equity capital | 52,620,000 | 54,597,000 | 57,573,000 | 61,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,610,000 | 13,544,000 | 20,603,000 | 27,917,000 |
| Interest expense | 739,000 | 1,491,000 | 2,212,000 | 2,926,000 |
| Net interest income | 5,871,000 | 12,053,000 | 18,391,000 | 24,991,000 |
| Noninterest income | 1,230,000 | 2,677,000 | 4,495,000 | 6,766,000 |
| Noninterest expense | 4,230,000 | 8,757,000 | 13,097,000 | 17,982,000 |
| Provision for loan losses | 206,000 | 302,000 | 381,000 | 462,000 |
| Pretax income | 2,778,000 | 5,995,000 | 9,842,000 | 13,868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,778,000 | 5,995,000 | 9,842,000 | 13,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,951,000 | 52,593,000 | 55,169,000 | 59,293,000 |
| Total capital | 57,849,000 | 58,797,000 | 61,496,000 | 65,759,000 |
| Risk-weighted assets | 471,248,000 | 495,900,000 | 505,644,000 | 516,728,000 |