Call reports 2013
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2013
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 657,394,000 | 650,365,000 | 691,313,000 | 705,470,000 |
| Total loans | 410,022,000 | 437,050,000 | 443,616,000 | 452,059,000 |
| Allowance for loan losses | 5,595,000 | 5,747,000 | 5,988,000 | 6,276,000 |
| Securities available for sale | 152,335,000 | 138,149,000 | 135,282,000 | 154,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,340,000 | 580,905,000 | 612,966,000 | 627,078,000 |
| Interest-bearing deposits | 480,245,000 | 483,518,000 | 497,985,000 | 508,616,000 |
| Noninterest-bearing deposits | 101,095,000 | 97,387,000 | 114,981,000 | 118,462,000 |
| Equity capital | 48,745,000 | 45,599,000 | 49,208,000 | 51,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,301,000 | 12,725,000 | 19,451,000 | 26,304,000 |
| Interest expense | 792,000 | 1,556,000 | 2,357,000 | 3,127,000 |
| Net interest income | 5,509,000 | 11,169,000 | 17,094,000 | 23,177,000 |
| Noninterest income | 1,846,000 | 3,524,000 | 6,022,000 | 7,978,000 |
| Noninterest expense | 4,132,000 | 8,495,000 | 12,847,000 | 17,964,000 |
| Provision for loan losses | 279,000 | 554,000 | 793,000 | 991,000 |
| Pretax income | 2,981,000 | 5,678,000 | 9,501,000 | 12,232,000 |
| Income tax | 218,000 | 0 | 0 | -74,000 |
| Net income | 2,763,000 | 5,678,000 | 9,501,000 | 12,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,666,000 | 47,210,000 | 49,660,000 | 52,564,000 |
| Total capital | 52,000,000 | 52,866,000 | 55,429,000 | 58,470,000 |
| Risk-weighted assets | 426,468,000 | 452,359,000 | 461,295,000 | 472,136,000 |