Call reports 2012
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2012
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 592,515,000 | 592,020,000 | 611,296,000 | 672,945,000 |
| Total loans | 386,246,000 | 404,441,000 | 412,255,000 | 416,228,000 |
| Allowance for loan losses | 5,794,000 | 6,231,000 | 5,044,000 | 5,341,000 |
| Securities available for sale | 131,877,000 | 107,721,000 | 115,632,000 | 143,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,219,000 | 524,808,000 | 538,817,000 | 596,852,000 |
| Interest-bearing deposits | 440,063,000 | 427,724,000 | 435,503,000 | 479,510,000 |
| Noninterest-bearing deposits | 83,156,000 | 97,084,000 | 103,314,000 | 117,342,000 |
| Equity capital | 41,703,000 | 44,421,000 | 47,081,000 | 50,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,262,000 | 12,860,000 | 19,367,000 | 25,939,000 |
| Interest expense | 970,000 | 1,872,000 | 2,742,000 | 3,578,000 |
| Net interest income | 5,292,000 | 10,988,000 | 16,625,000 | 22,361,000 |
| Noninterest income | 2,293,000 | 5,149,000 | 7,169,000 | 9,805,000 |
| Noninterest expense | 3,814,000 | 7,998,000 | 11,947,000 | 16,649,000 |
| Provision for loan losses | 379,000 | 809,000 | 1,100,000 | 1,403,000 |
| Pretax income | 3,388,000 | 7,326,000 | 10,743,000 | 14,110,000 |
| Income tax | 231,000 | 451,000 | 657,000 | 709,000 |
| Net income | 3,157,000 | 6,875,000 | 10,086,000 | 13,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,034,000 | 41,788,000 | 43,971,000 | 47,294,000 |
| Total capital | 45,030,000 | 46,945,000 | 49,015,000 | 52,635,000 |
| Risk-weighted assets | 398,843,000 | 411,485,000 | 421,919,000 | 433,386,000 |