Call reports 2010
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2010
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 391,603,000 | 413,978,000 | 440,105,000 | 467,142,000 |
| Total loans | 311,037,000 | 332,314,000 | 335,197,000 | 335,599,000 |
| Allowance for loan losses | 4,906,000 | 4,711,000 | 4,645,000 | 4,910,000 |
| Securities available for sale | 33,239,000 | 28,948,000 | 57,919,000 | 75,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,153,000 | 364,395,000 | 388,518,000 | 411,943,000 |
| Interest-bearing deposits | 303,816,000 | 312,685,000 | 333,491,000 | 349,822,000 |
| Noninterest-bearing deposits | 41,336,000 | 51,711,000 | 55,027,000 | 62,121,000 |
| Equity capital | 31,138,000 | 31,690,000 | 33,321,000 | 34,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,289,000 | 10,929,000 | 16,841,000 | 22,668,000 |
| Interest expense | 1,159,000 | 2,327,000 | 3,545,000 | 4,722,000 |
| Net interest income | 4,130,000 | 8,602,000 | 13,296,000 | 17,946,000 |
| Noninterest income | 938,000 | 2,065,000 | 3,395,000 | 5,231,000 |
| Noninterest expense | 3,445,000 | 6,836,000 | 10,443,000 | 14,182,000 |
| Provision for loan losses | 143,000 | 287,000 | 479,000 | 672,000 |
| Pretax income | 1,510,000 | 3,648,000 | 5,877,000 | 8,431,000 |
| Income tax | 103,000 | 209,000 | 347,000 | 556,000 |
| Net income | 1,407,000 | 3,439,000 | 5,530,000 | 7,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,599,000 | 31,196,000 | 32,573,000 | 34,927,000 |
| Total capital | 34,490,000 | 35,320,000 | 36,799,000 | 39,146,000 |
| Risk-weighted assets | 310,227,000 | 329,324,000 | 337,364,000 | 336,862,000 |