Call reports 2009
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2009
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 361,383,000 | 363,826,000 | 389,059,000 | 387,029,000 |
| Total loans | 302,855,000 | 313,894,000 | 312,163,000 | 310,473,000 |
| Allowance for loan losses | 4,033,000 | 4,303,000 | 4,728,000 | 4,739,000 |
| Securities available for sale | 11,762,000 | 10,353,000 | 16,870,000 | 34,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,794,000 | 325,773,000 | 349,415,000 | 340,957,000 |
| Interest-bearing deposits | 284,017,000 | 283,832,000 | 302,993,000 | 294,698,000 |
| Noninterest-bearing deposits | 39,777,000 | 41,941,000 | 46,422,000 | 46,259,000 |
| Equity capital | 29,500,000 | 29,561,000 | 30,420,000 | 31,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,433,000 | 10,960,000 | 16,598,000 | 22,219,000 |
| Interest expense | 1,586,000 | 3,054,000 | 4,495,000 | 5,780,000 |
| Net interest income | 3,847,000 | 7,906,000 | 12,103,000 | 16,439,000 |
| Noninterest income | 946,000 | 2,086,000 | 3,079,000 | 4,400,000 |
| Noninterest expense | 3,233,000 | 6,703,000 | 9,998,000 | 13,495,000 |
| Provision for loan losses | 210,000 | 435,000 | 845,000 | 1,331,000 |
| Pretax income | 1,410,000 | 2,914,000 | 4,399,000 | 6,073,000 |
| Income tax | 97,000 | 192,000 | 285,000 | 412,000 |
| Net income | 1,313,000 | 2,722,000 | 4,114,000 | 5,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,941,000 | 29,032,000 | 29,753,000 | 31,224,000 |
| Total capital | 32,707,000 | 32,914,000 | 33,668,000 | 35,141,000 |
| Risk-weighted assets | 301,040,000 | 310,125,000 | 312,401,000 | 312,537,000 |