Call reports 2008
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2008
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 332,735,000 | 344,926,000 | 354,951,000 | 359,621,000 |
| Total loans | 276,622,000 | 295,554,000 | 302,388,000 | 297,861,000 |
| Allowance for loan losses | 2,914,000 | 3,155,000 | 3,247,000 | 3,861,000 |
| Securities available for sale | 7,803,000 | 6,182,000 | 16,971,000 | 18,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,644,000 | 309,440,000 | 317,559,000 | 322,346,000 |
| Interest-bearing deposits | 263,399,000 | 274,339,000 | 279,057,000 | 280,994,000 |
| Noninterest-bearing deposits | 36,245,000 | 35,101,000 | 38,502,000 | 41,352,000 |
| Equity capital | 25,580,000 | 27,403,000 | 28,340,000 | 29,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,853,000 | 11,751,000 | 17,665,000 | 23,433,000 |
| Interest expense | 2,184,000 | 4,239,000 | 6,253,000 | 8,099,000 |
| Net interest income | 3,669,000 | 7,512,000 | 11,412,000 | 15,334,000 |
| Noninterest income | 856,000 | 1,809,000 | 2,694,000 | 4,128,000 |
| Noninterest expense | 3,096,000 | 6,217,000 | 9,408,000 | 12,558,000 |
| Provision for loan losses | 117,000 | 304,000 | 452,000 | 1,050,000 |
| Pretax income | 1,312,000 | 2,800,000 | 4,246,000 | 5,986,000 |
| Income tax | 104,000 | 196,000 | 294,000 | 491,000 |
| Net income | 1,208,000 | 2,604,000 | 3,952,000 | 5,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,033,000 | 26,920,000 | 27,852,000 | 29,319,000 |
| Total capital | 27,947,000 | 30,075,000 | 31,099,000 | 33,068,000 |
| Risk-weighted assets | 280,243,000 | 294,782,000 | 302,768,000 | 299,776,000 |