Call reports 2007
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2007
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 286,795,000 | 293,232,000 | 299,776,000 | 309,958,000 |
| Total loans | 227,540,000 | 247,269,000 | 256,536,000 | 269,662,000 |
| Allowance for loan losses | 2,589,000 | 2,619,000 | 2,710,000 | 2,799,000 |
| Securities available for sale | 13,039,000 | 13,661,000 | 9,888,000 | 9,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,116,000 | 263,655,000 | 267,220,000 | 276,326,000 |
| Interest-bearing deposits | 226,901,000 | 229,345,000 | 232,087,000 | 239,578,000 |
| Noninterest-bearing deposits | 33,215,000 | 34,311,000 | 35,133,000 | 36,748,000 |
| Equity capital | 21,541,000 | 22,648,000 | 24,351,000 | 25,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,503,000 | 11,556,000 | 17,807,000 | 24,115,000 |
| Interest expense | 2,077,000 | 4,296,000 | 6,527,000 | 8,773,000 |
| Net interest income | 3,426,000 | 7,260,000 | 11,280,000 | 15,342,000 |
| Noninterest income | 445,000 | 992,000 | 1,527,000 | 2,069,000 |
| Noninterest expense | 2,748,000 | 5,573,000 | 8,513,000 | 11,587,000 |
| Provision for loan losses | 51,000 | 112,000 | 207,000 | 355,000 |
| Pretax income | 1,072,000 | 2,567,000 | 4,087,000 | 5,469,000 |
| Income tax | 317,000 | 639,000 | 1,000,000 | 1,347,000 |
| Net income | 755,000 | 1,928,000 | 3,087,000 | 4,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,580,000 | 22,692,000 | 23,844,000 | 24,786,000 |
| Total capital | 24,169,000 | 25,311,000 | 26,553,000 | 27,585,000 |
| Risk-weighted assets | 232,251,000 | 248,264,000 | 258,267,000 | 267,594,000 |