Call reports 2006
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2006
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 231,237,000 | 247,809,000 | 262,322,000 | 267,293,000 |
| Total loans | 188,482,000 | 209,900,000 | 217,317,000 | 223,931,000 |
| Allowance for loan losses | 2,050,000 | 2,216,000 | 2,393,000 | 2,493,000 |
| Securities available for sale | 17,935,000 | 15,794,000 | 14,355,000 | 11,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,095,000 | 215,546,000 | 233,490,000 | 240,856,000 |
| Interest-bearing deposits | 183,296,000 | 189,635,000 | 203,050,000 | 208,775,000 |
| Noninterest-bearing deposits | 25,799,000 | 25,911,000 | 30,439,000 | 32,081,000 |
| Equity capital | 17,780,000 | 18,379,000 | 20,096,000 | 20,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,328,000 | 9,287,000 | 14,478,000 | 19,937,000 |
| Interest expense | 1,319,000 | 2,846,000 | 4,688,000 | 6,608,000 |
| Net interest income | 3,009,000 | 6,441,000 | 9,790,000 | 13,329,000 |
| Noninterest income | 441,000 | 928,000 | 1,449,000 | 1,929,000 |
| Noninterest expense | 2,491,000 | 5,195,000 | 7,858,000 | 10,637,000 |
| Provision for loan losses | 39,000 | 250,000 | 417,000 | 511,000 |
| Pretax income | 920,000 | 1,924,000 | 2,964,000 | 4,110,000 |
| Income tax | 315,000 | 654,000 | 992,000 | 1,429,000 |
| Net income | 605,000 | 1,270,000 | 1,972,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,919,000 | 18,533,000 | 20,183,000 | 20,824,000 |
| Total capital | 19,969,000 | 20,749,000 | 22,576,000 | 23,317,000 |
| Risk-weighted assets | 193,163,000 | 209,613,000 | 219,791,000 | 224,097,000 |