Call reports 2004
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2004
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 172,415,000 | 186,157,000 | 198,438,000 | 201,031,000 |
| Total loans | 138,855,000 | 157,095,000 | 165,677,000 | 165,370,000 |
| Allowance for loan losses | 1,805,000 | 1,873,000 | 1,975,000 | 1,966,000 |
| Securities available for sale | 9,250,000 | 9,842,000 | 9,413,000 | 12,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,783,000 | 169,429,000 | 180,299,000 | 182,603,000 |
| Interest-bearing deposits | 140,066,000 | 150,504,000 | 159,145,000 | 160,811,000 |
| Noninterest-bearing deposits | 17,717,000 | 18,925,000 | 21,154,000 | 21,792,000 |
| Equity capital | 12,994,000 | 14,395,000 | 14,991,000 | 15,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,612,000 | 5,710,000 | 8,965,000 | 12,392,000 |
| Interest expense | 553,000 | 1,162,000 | 1,849,000 | 2,594,000 |
| Net interest income | 2,059,000 | 4,548,000 | 7,116,000 | 9,798,000 |
| Noninterest income | 332,000 | 721,000 | 1,124,000 | 1,599,000 |
| Noninterest expense | 2,036,000 | 4,142,000 | 6,192,000 | 8,538,000 |
| Provision for loan losses | 3,000 | 34,000 | 70,000 | 131,000 |
| Pretax income | 352,000 | 1,093,000 | 1,978,000 | 2,727,000 |
| Income tax | 100,000 | 347,000 | 684,000 | 1,021,000 |
| Net income | 252,000 | 746,000 | 1,294,000 | 1,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,950,000 | 14,445,000 | 14,992,000 | 15,353,000 |
| Total capital | 14,708,000 | 16,318,000 | 16,967,000 | 17,319,000 |
| Risk-weighted assets | 140,605,000 | 157,148,000 | 168,209,000 | 166,662,000 |