Call reports 2003
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2003
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 141,483,000 | 147,326,000 | 156,346,000 | 164,942,000 |
| Total loans | 107,454,000 | 116,558,000 | 128,723,000 | 129,815,000 |
| Allowance for loan losses | 1,628,000 | 1,660,000 | 1,877,000 | 1,782,000 |
| Securities available for sale | 10,112,000 | 8,368,000 | 7,645,000 | 10,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,131,000 | 133,208,000 | 141,431,000 | 149,671,000 |
| Interest-bearing deposits | 113,444,000 | 116,163,000 | 124,252,000 | 131,076,000 |
| Noninterest-bearing deposits | 14,687,000 | 17,045,000 | 17,179,000 | 18,595,000 |
| Equity capital | 11,642,000 | 11,968,000 | 12,282,000 | 12,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,671,000 | 5,594,000 | 8,580,000 | 11,254,000 |
| Interest expense | 588,000 | 1,159,000 | 1,695,000 | 2,248,000 |
| Net interest income | 2,083,000 | 4,435,000 | 6,885,000 | 9,006,000 |
| Noninterest income | 319,000 | 638,000 | 1,096,000 | 1,425,000 |
| Noninterest expense | 1,581,000 | 3,335,000 | 5,314,000 | 7,382,000 |
| Provision for loan losses | 78,000 | 304,000 | 481,000 | 511,000 |
| Pretax income | 743,000 | 1,487,000 | 2,240,000 | 2,592,000 |
| Income tax | 269,000 | 553,000 | 951,000 | 809,000 |
| Net income | 474,000 | 934,000 | 1,289,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,474,000 | 11,849,000 | 12,204,000 | 12,698,000 |
| Total capital | 12,827,000 | 13,303,000 | 13,767,000 | 14,356,000 |
| Risk-weighted assets | 107,950,000 | 116,139,000 | 124,736,000 | 132,548,000 |