Call reports 2002
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2002
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,110,000 | 134,609,000 | 137,835,000 | 139,784,000 |
| Total loans | 93,776,000 | 101,038,000 | 106,871,000 | 108,050,000 |
| Allowance for loan losses | 1,433,000 | 1,473,000 | 1,462,000 | 1,540,000 |
| Securities available for sale | 11,129,000 | 12,159,000 | 10,860,000 | 10,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,260,000 | 121,806,000 | 124,456,000 | 126,289,000 |
| Interest-bearing deposits | 105,728,000 | 108,511,000 | 109,305,000 | 112,189,000 |
| Noninterest-bearing deposits | 11,532,000 | 13,295,000 | 15,151,000 | 14,100,000 |
| Equity capital | 9,978,000 | 10,564,000 | 10,990,000 | 11,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,309,000 | 4,794,000 | 7,209,000 | 9,906,000 |
| Interest expense | 680,000 | 1,364,000 | 2,027,000 | 2,684,000 |
| Net interest income | 1,629,000 | 3,430,000 | 5,182,000 | 7,222,000 |
| Noninterest income | 288,000 | 590,000 | 891,000 | 1,215,000 |
| Noninterest expense | 1,307,000 | 2,619,000 | 4,002,000 | 5,750,000 |
| Provision for loan losses | 9,000 | 37,000 | 100,000 | 341,000 |
| Pretax income | 601,000 | 1,364,000 | 1,971,000 | 2,346,000 |
| Income tax | 230,000 | 491,000 | 712,000 | 864,000 |
| Net income | 371,000 | 873,000 | 1,259,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,889,000 | 10,390,000 | 10,776,000 | 11,000,000 |
| Total capital | 11,111,000 | 11,682,000 | 12,124,000 | 12,346,000 |
| Risk-weighted assets | 97,514,000 | 103,142,000 | 107,741,000 | 107,503,000 |