Call reports 2001
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2001
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 115,983,000 | 119,045,000 | 124,172,000 | 124,653,000 |
| Total loans | 79,330,000 | 85,218,000 | 87,889,000 | 94,500,000 |
| Allowance for loan losses | 1,352,000 | 1,345,000 | 1,382,000 | 1,189,000 |
| Securities available for sale | 10,153,000 | 10,718,000 | 13,204,000 | 11,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,123,000 | 107,207,000 | 111,918,000 | 112,747,000 |
| Interest-bearing deposits | 94,113,000 | 95,296,000 | 99,869,000 | 100,343,000 |
| Noninterest-bearing deposits | 11,010,000 | 11,911,000 | 12,049,000 | 12,404,000 |
| Equity capital | 8,613,000 | 9,018,000 | 9,368,000 | 9,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,619,000 | 5,298,000 | 7,813,000 | 10,409,000 |
| Interest expense | 1,180,000 | 2,369,000 | 3,493,000 | 4,398,000 |
| Net interest income | 1,439,000 | 2,929,000 | 4,320,000 | 6,011,000 |
| Noninterest income | 231,000 | 484,000 | 736,000 | 1,022,000 |
| Noninterest expense | 1,121,000 | 2,291,000 | 3,461,000 | 4,775,000 |
| Provision for loan losses | 35,000 | 51,000 | 61,000 | 114,000 |
| Pretax income | 514,000 | 1,071,000 | 1,534,000 | 2,144,000 |
| Income tax | 171,000 | 342,000 | 549,000 | 809,000 |
| Net income | 343,000 | 729,000 | 985,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,526,000 | 8,911,000 | 9,168,000 | 9,518,000 |
| Total capital | 9,586,000 | 10,048,000 | 10,326,000 | 10,707,000 |
| Risk-weighted assets | 84,529,000 | 90,740,000 | 92,430,000 | 97,275,000 |