Call reports 2002
BANK OF AVOCA — 2002
What BANK OF AVOCA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 18,148,000 |
| Total loans | 10,590,000 |
| Allowance for loan losses | 101,000 |
| Securities available for sale | 1,947,000 |
| Securities held to maturity | 786,000 |
| Trading assets | 0 |
| Total deposits | 16,752,000 |
| Interest-bearing deposits | 14,258,000 |
| Noninterest-bearing deposits | 2,494,000 |
| Equity capital | 1,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 255,000 |
| Interest expense | 105,000 |
| Net interest income | 150,000 |
| Noninterest income | 22,000 |
| Noninterest expense | 207,000 |
| Provision for loan losses | 22,000 |
| Pretax income | -56,000 |
| Income tax | 0 |
| Net income | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 1,346,000 |
| Total capital | 1,447,000 |
| Risk-weighted assets | 8,950,000 |