Call reports 2001
BANK OF AVOCA — 2001
What BANK OF AVOCA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,789,000 | 18,161,000 | 18,413,000 | 17,933,000 |
| Total loans | 10,469,000 | 10,823,000 | 10,679,000 | 10,968,000 |
| Allowance for loan losses | 93,000 | 97,000 | 84,000 | 89,000 |
| Securities available for sale | 2,648,000 | 2,859,000 | 3,192,000 | 2,929,000 |
| Securities held to maturity | 1,324,000 | 1,168,000 | 794,000 | 812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,176,000 | 16,595,000 | 16,817,000 | 16,397,000 |
| Interest-bearing deposits | 12,252,000 | 14,269,000 | 14,330,000 | 13,840,000 |
| Noninterest-bearing deposits | 3,924,000 | 2,326,000 | 2,487,000 | 2,557,000 |
| Equity capital | 1,546,000 | 1,512,000 | 1,520,000 | 1,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 616,000 | 919,000 | 1,198,000 |
| Interest expense | 149,000 | 299,000 | 432,000 | 552,000 |
| Net interest income | 170,000 | 317,000 | 487,000 | 646,000 |
| Noninterest income | 48,000 | 72,000 | 84,000 | 108,000 |
| Noninterest expense | 220,000 | 412,000 | 616,000 | 821,000 |
| Provision for loan losses | 4,000 | 7,000 | 11,000 | 18,000 |
| Pretax income | -6,000 | -30,000 | -56,000 | -85,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -30,000 | -56,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,541,000 | 1,514,000 | 1,490,000 | 1,402,000 |
| Total capital | 1,634,000 | 1,611,000 | 1,574,000 | 1,491,000 |
| Risk-weighted assets | 8,742,000 | 9,133,000 | 9,000,000 | 9,068,000 |