Call reports 2026
SOUTHERN BANK COMPANY, THE — 2026
What SOUTHERN BANK COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 128,192,000 | 133,102,000 |
| Total loans | 57,690,000 | 68,188,000 |
| Allowance for loan losses | 1,323,000 | 1,716,000 |
| Securities available for sale | 43,975,000 | 43,402,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 102,392,000 | 104,777,000 |
| Interest-bearing deposits | 92,319,000 | 93,621,000 |
| Noninterest-bearing deposits | 10,073,000 | 11,156,000 |
| Equity capital | 17,504,000 | 17,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,074,000 | 6,620,000 |
| Interest expense | 669,000 | 1,343,000 |
| Net interest income | 2,405,000 | 5,277,000 |
| Noninterest income | 126,000 | 232,000 |
| Noninterest expense | 1,983,000 | 3,975,000 |
| Provision for loan losses | 61,000 | 392,000 |
| Pretax income | 491,000 | 1,145,000 |
| Income tax | 128,000 | 286,000 |
| Net income | 363,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,528,000 | 20,023,000 |