Call reports 2009

SOUTHERN BANK COMPANY, THE — 2009

Name: SOUTHERN BANK COMPANY, THE — FFIEC call report 2009
Creator: SOUTHERN BANK COMPANY, THE

What SOUTHERN BANK COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fd3a83fc-6e33-41ae-9bed-65035a9b6421/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	100,295,000	99,303,000	96,549,000	95,895,000
Total loans	35,012,000	35,635,000	34,563,000	35,027,000
Allowance for loan losses	198,000	219,000	225,000	221,000
Securities available for sale	54,183,000	52,570,000	51,418,000	51,382,000
Securities held to maturity	77,000	74,000	70,000	67,000
Trading assets	0	0	0	0
Total deposits	81,723,000	80,576,000	78,423,000	77,737,000
Interest-bearing deposits	80,272,000	78,197,000	76,934,000	76,251,000
Noninterest-bearing deposits	1,451,000	2,379,000	1,489,000	1,486,000
Equity capital	14,873,000	14,971,000	15,219,000	15,250,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,084,000	2,182,000	3,221,000	4,279,000
Interest expense	559,000	1,080,000	1,557,000	1,983,000
Net interest income	525,000	1,102,000	1,664,000	2,296,000
Noninterest income	55,000	98,000	137,000	185,000
Noninterest expense	588,000	1,150,000	1,705,000	2,406,000
Provision for loan losses	39,000	69,000	74,000	75,000
Pretax income	-77,000	-49,000	89,000	67,000
Income tax	-29,000	-18,000	34,000	25,000
Net income	-48,000	-31,000	55,000	42,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	14,454,000	14,472,000	14,558,000	14,544,000
Total capital	14,652,000	14,691,000	14,783,000	14,765,000
Risk-weighted assets	43,425,000	43,977,000	41,943,000	42,107,000