Call reports 2005

UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC. — 2005

Name: UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC. — FFIEC call report 2005
Creator: UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC.

What UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC. reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fd2adf87-2318-4230-807d-96fdc7ac9bb8/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	32,199,000	41,671,000	50,733,000	59,118,000
Total loans	22,278,000	33,006,000	40,661,000	44,644,000
Allowance for loan losses	285,000	426,000	505,000	558,000
Securities available for sale	4,941,000	6,220,000	6,727,000	6,182,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	21,482,000	30,728,000	39,962,000	48,383,000
Interest-bearing deposits	17,881,000	27,084,000	36,628,000	44,320,000
Noninterest-bearing deposits	3,601,000	3,644,000	3,334,000	4,063,000
Equity capital	10,640,000	10,550,000	10,528,000	10,456,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	276,000	759,000	1,447,000	2,254,000
Interest expense	90,000	295,000	586,000	952,000
Net interest income	186,000	464,000	861,000	1,302,000
Noninterest income	11,000	104,000	168,000	230,000
Noninterest expense	346,000	724,000	1,117,000	1,587,000
Provision for loan losses	197,000	338,000	419,000	472,000
Pretax income	-346,000	-494,000	-511,000	-531,000
Income tax	0	0	0	0
Net income	-346,000	-494,000	-511,000	-531,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	10,658,000	10,560,000	10,544,000	10,592,000
Total capital	10,943,000	10,970,000	11,049,000	11,150,000
Risk-weighted assets	23,134,000	32,750,000	40,388,000	44,931,000