Call reports 2004
UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC. — 2004
What UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 20,288,000 |
| Total loans | 6,997,000 |
| Allowance for loan losses | 88,000 |
| Securities available for sale | 9,431,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 9,730,000 |
| Interest-bearing deposits | 7,925,000 |
| Noninterest-bearing deposits | 1,805,000 |
| Equity capital | 10,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 40,000 |
| Interest expense | 10,000 |
| Net interest income | 30,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 873,000 |
| Provision for loan losses | 88,000 |
| Pretax income | -930,000 |
| Income tax | 0 |
| Net income | -930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 10,534,000 |
| Total capital | 10,622,000 |
| Risk-weighted assets | 7,947,000 |