Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 9,890,000 | 9,781,000 | 9,070,000 |
| Total loans | 4,166,000 | 4,292,000 | 4,166,000 |
| Allowance for loan losses | 29,000 | 29,000 | 25,000 |
| Securities available for sale | 2,857,000 | 2,675,000 | 2,278,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 8,782,000 | 8,666,000 | 7,952,000 |
| Interest-bearing deposits | 6,428,000 | 6,195,000 | 5,315,000 |
| Noninterest-bearing deposits | 2,354,000 | 2,471,000 | 2,637,000 |
| Equity capital | 910,000 | 920,000 | 909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 96,000 | 191,000 | 286,000 |
| Interest expense | 16,000 | 28,000 | 37,000 |
| Net interest income | 80,000 | 163,000 | 249,000 |
| Noninterest income | 15,000 | 32,000 | 50,000 |
| Noninterest expense | 110,000 | 220,000 | 343,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -15,000 | -25,000 | -43,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -15,000 | -25,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 893,000 | 883,000 | 865,000 |
| Total capital | 922,000 | 912,000 | 890,000 |
| Risk-weighted assets | 5,236,000 | 5,269,000 | 4,681,000 |