Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 9,886,000 | 9,167,000 | 9,423,000 | 9,836,000 |
| Total loans | 4,657,000 | 4,686,000 | 4,646,000 | 4,431,000 |
| Allowance for loan losses | 27,000 | 32,000 | 29,000 | 29,000 |
| Securities available for sale | 2,939,000 | 2,765,000 | 2,475,000 | 2,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,703,000 | 8,009,000 | 8,241,000 | 8,722,000 |
| Interest-bearing deposits | 6,267,000 | 5,911,000 | 6,230,000 | 2,366,000 |
| Noninterest-bearing deposits | 2,436,000 | 2,098,000 | 2,011,000 | 6,356,000 |
| Equity capital | 983,000 | 958,000 | 971,000 | 927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 218,000 | 323,000 | 428,000 |
| Interest expense | 18,000 | 33,000 | 48,000 | 64,000 |
| Net interest income | 94,000 | 185,000 | 275,000 | 364,000 |
| Noninterest income | 18,000 | 36,000 | 54,000 | 67,000 |
| Noninterest expense | 101,000 | 216,000 | 324,000 | 482,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 | 13,000 |
| Pretax income | 11,000 | -8,000 | -8,000 | -64,000 |
| Income tax | 1,000 | 0 | 0 | -19,000 |
| Net income | 10,000 | -8,000 | -8,000 | -45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 963,000 | 945,000 | 945,000 | 908,000 |
| Total capital | 990,000 | 977,000 | 974,000 | 937,000 |
| Risk-weighted assets | 5,953,000 | 5,804,000 | 5,734,000 | 5,645,000 |