Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 9,292,000 | 9,708,000 | 9,459,000 | 9,718,000 |
| Total loans | 4,690,000 | 4,714,000 | 4,711,000 | 4,680,000 |
| Allowance for loan losses | 25,000 | 24,000 | 26,000 | 29,000 |
| Securities available for sale | 3,567,000 | 3,534,000 | 3,531,000 | 3,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,076,000 | 8,542,000 | 8,280,000 | 8,538,000 |
| Interest-bearing deposits | 6,009,000 | 6,116,000 | 5,992,000 | 6,152,000 |
| Noninterest-bearing deposits | 2,067,000 | 2,426,000 | 2,288,000 | 2,386,000 |
| Equity capital | 1,021,000 | 984,000 | 992,000 | 988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 255,000 | 379,000 | 496,000 |
| Interest expense | 26,000 | 47,000 | 68,000 | 87,000 |
| Net interest income | 105,000 | 208,000 | 311,000 | 409,000 |
| Noninterest income | 20,000 | 34,000 | 53,000 | 72,000 |
| Noninterest expense | 102,000 | 210,000 | 324,000 | 482,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 6,000 |
| Pretax income | 23,000 | 32,000 | 37,000 | -7,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 2,000 |
| Net income | 22,000 | 30,000 | 34,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 984,000 | 992,000 | 996,000 | 963,000 |
| Total capital | 1,009,000 | 1,016,000 | 1,022,000 | 992,000 |
| Risk-weighted assets | 5,879,000 | 5,944,000 | 5,875,000 | 5,929,000 |