Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 9,613,000 | 9,628,000 | 9,309,000 | 9,246,000 |
| Total loans | 4,674,000 | 4,849,000 | 4,842,000 | 4,587,000 |
| Allowance for loan losses | 21,000 | 22,000 | 22,000 | 25,000 |
| Securities available for sale | 4,039,000 | 3,837,000 | 3,557,000 | 3,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,475,000 | 8,425,000 | 8,066,000 | 8,090,000 |
| Interest-bearing deposits | 6,102,000 | 5,959,000 | 2,109,000 | 5,588,000 |
| Noninterest-bearing deposits | 2,373,000 | 2,466,000 | 5,957,000 | 2,502,000 |
| Equity capital | 967,000 | 973,000 | 1,014,000 | 972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 254,000 | 385,000 | 517,000 |
| Interest expense | 29,000 | 58,000 | 82,000 | 106,000 |
| Net interest income | 94,000 | 196,000 | 303,000 | 411,000 |
| Noninterest income | 24,000 | 39,000 | 59,000 | 76,000 |
| Noninterest expense | 102,000 | 209,000 | 314,000 | 489,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 16,000 | 26,000 | 48,000 | -7,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 0 |
| Net income | 15,000 | 24,000 | 46,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 984,000 | 993,000 | 1,015,000 | 962,000 |
| Total capital | 1,005,000 | 1,015,000 | 1,037,000 | 987,000 |
| Risk-weighted assets | 5,733,000 | 5,729,000 | 5,793,000 | 5,737,000 |