Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,779,000 | 9,929,000 | 9,368,000 | 9,620,000 |
| Total loans | 4,372,000 | 4,711,000 | 4,567,000 | 4,666,000 |
| Allowance for loan losses | 26,000 | 25,000 | 25,000 | 25,000 |
| Securities available for sale | 4,525,000 | 4,272,000 | 4,010,000 | 4,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,124,000 | 8,644,000 | 8,245,000 | 7,950,000 |
| Interest-bearing deposits | 6,027,000 | 6,032,000 | 6,015,000 | 5,659,000 |
| Noninterest-bearing deposits | 2,097,000 | 2,612,000 | 2,230,000 | 2,291,000 |
| Equity capital | 901,000 | 911,000 | 961,000 | 940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 224,000 | 338,000 | 464,000 |
| Interest expense | 25,000 | 54,000 | 79,000 | 105,000 |
| Net interest income | 85,000 | 170,000 | 259,000 | 359,000 |
| Noninterest income | 25,000 | 49,000 | 73,000 | 87,000 |
| Noninterest expense | 106,000 | 205,000 | 304,000 | 454,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 14,000 | 28,000 | -8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 14,000 | 28,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 981,000 | 991,000 | 1,006,000 | 969,000 |
| Total capital | 1,007,000 | 1,016,000 | 1,031,000 | 994,000 |
| Risk-weighted assets | 5,885,000 | 6,072,000 | 5,802,000 | 5,778,000 |