Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,157,000 | 9,828,000 | 9,882,000 | 9,502,000 |
| Total loans | 3,519,000 | 3,783,000 | 4,019,000 | 4,183,000 |
| Allowance for loan losses | 30,000 | 28,000 | 28,000 | 28,000 |
| Securities available for sale | 5,048,000 | 4,979,000 | 4,945,000 | 4,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,121,000 | 8,538,000 | 8,188,000 | 7,846,000 |
| Interest-bearing deposits | 6,775,000 | 6,201,000 | 5,776,000 | 5,690,000 |
| Noninterest-bearing deposits | 2,346,000 | 2,336,000 | 2,412,000 | 2,156,000 |
| Equity capital | 917,000 | 962,000 | 958,000 | 891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 100,000 | 203,000 | 305,000 | 410,000 |
| Interest expense | 13,000 | 27,000 | 43,000 | 62,000 |
| Net interest income | 87,000 | 176,000 | 262,000 | 348,000 |
| Noninterest income | 27,000 | 48,000 | 76,000 | 97,000 |
| Noninterest expense | 96,000 | 194,000 | 293,000 | 457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 30,000 | 45,000 | -13,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 0 |
| Net income | 16,000 | 27,000 | 41,000 | -13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,006,000 | 1,017,000 | 1,032,000 | 978,000 |
| Total capital | 1,036,000 | 1,045,000 | 1,060,000 | 1,006,000 |
| Risk-weighted assets | 5,804,000 | 5,866,000 | 5,999,000 | 5,779,000 |