Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,233,000 | 9,896,000 | 9,808,000 | 10,218,000 |
| Total loans | 3,273,000 | 3,277,000 | 3,539,000 | 3,576,000 |
| Allowance for loan losses | 32,000 | 32,000 | 31,000 | 31,000 |
| Securities available for sale | 5,438,000 | 5,230,000 | 4,845,000 | 4,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,053,000 | 8,791,000 | 8,653,000 | 9,141,000 |
| Interest-bearing deposits | 6,836,000 | 6,664,000 | 6,541,000 | 7,029,000 |
| Noninterest-bearing deposits | 2,217,000 | 2,127,000 | 2,112,000 | 2,112,000 |
| Equity capital | 1,048,000 | 987,000 | 1,029,000 | 955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 105,000 | 204,000 | 306,000 | 404,000 |
| Interest expense | 13,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 92,000 | 180,000 | 270,000 | 356,000 |
| Noninterest income | 25,000 | 48,000 | 69,000 | 88,000 |
| Noninterest expense | 93,000 | 190,000 | 283,000 | 444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 38,000 | 56,000 | 0 |
| Income tax | 2,000 | 3,000 | 6,000 | 6,000 |
| Net income | 22,000 | 35,000 | 50,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,018,000 | 1,031,000 | 1,045,000 | 990,000 |
| Total capital | 1,050,000 | 1,063,000 | 1,076,000 | 1,021,000 |
| Risk-weighted assets | 6,144,000 | 5,944,000 | 5,843,000 | 5,656,000 |