Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,168,000 | 11,037,000 | 10,642,000 | 10,550,000 |
| Total loans | 3,533,000 | 3,244,000 | 3,279,000 | 3,296,000 |
| Allowance for loan losses | 42,000 | 34,000 | 31,000 | 33,000 |
| Securities available for sale | 4,645,000 | 4,656,000 | 5,547,000 | 5,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,952,000 | 9,810,000 | 9,418,000 | 9,402,000 |
| Interest-bearing deposits | 6,949,000 | 7,555,000 | 7,140,000 | 7,050,000 |
| Noninterest-bearing deposits | 2,003,000 | 2,255,000 | 2,278,000 | 2,352,000 |
| Equity capital | 1,078,000 | 1,093,000 | 1,089,000 | 1,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 240,000 | 345,000 | 455,000 |
| Interest expense | 30,000 | 52,000 | 68,000 | 82,000 |
| Net interest income | 94,000 | 188,000 | 277,000 | 373,000 |
| Noninterest income | 22,000 | 41,000 | 57,000 | 75,000 |
| Noninterest expense | 98,000 | 193,000 | 289,000 | 454,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 18,000 | 36,000 | 45,000 | -8,000 |
| Income tax | 1,000 | 1,000 | 3,000 | 3,000 |
| Net income | 17,000 | 35,000 | 42,000 | -11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,023,000 | 1,041,000 | 1,048,000 | 997,000 |
| Total capital | 1,065,000 | 1,075,000 | 1,079,000 | 1,030,000 |
| Risk-weighted assets | 6,320,000 | 6,396,000 | 6,302,000 | 6,390,000 |