Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,730,000 | 10,270,000 | 10,178,000 | 10,175,000 |
| Total loans | 3,635,000 | 3,715,000 | 3,938,000 | 3,764,000 |
| Allowance for loan losses | 43,000 | 42,000 | 42,000 | 42,000 |
| Securities available for sale | 4,415,000 | 4,643,000 | 4,662,000 | 4,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,541,000 | 9,023,000 | 8,903,000 | 8,967,000 |
| Interest-bearing deposits | 6,522,000 | 6,962,000 | 6,823,000 | 6,905,000 |
| Noninterest-bearing deposits | 2,019,000 | 2,061,000 | 2,080,000 | 2,062,000 |
| Equity capital | 1,049,000 | 1,106,000 | 1,130,000 | 1,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 270,000 | 405,000 | 539,000 |
| Interest expense | 32,000 | 66,000 | 98,000 | 130,000 |
| Net interest income | 103,000 | 204,000 | 307,000 | 409,000 |
| Noninterest income | 19,000 | 38,000 | 56,000 | 74,000 |
| Noninterest expense | 93,000 | 185,000 | 283,000 | 456,000 |
| Provision for loan losses | 3,000 | 3,000 | 6,000 | 6,000 |
| Pretax income | 33,000 | 61,000 | 81,000 | 28,000 |
| Income tax | 3,000 | 5,000 | 6,000 | 7,000 |
| Net income | 30,000 | 56,000 | 75,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,016,000 | 1,041,000 | 1,061,000 | 1,007,000 |
| Total capital | 1,059,000 | 1,083,000 | 1,103,000 | 1,049,000 |
| Risk-weighted assets | 6,438,000 | 6,505,000 | 6,623,000 | 6,494,000 |