Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 8,983,000 | 9,435,000 | 9,268,000 | 9,505,000 |
| Total loans | 3,753,000 | 3,830,000 | 3,803,000 | 3,682,000 |
| Allowance for loan losses | 36,000 | 36,000 | 41,000 | 43,000 |
| Securities available for sale | 3,805,000 | 3,722,000 | 3,860,000 | 3,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,792,000 | 8,198,000 | 7,958,000 | 8,284,000 |
| Interest-bearing deposits | 5,849,000 | 6,097,000 | 6,022,000 | 6,297,000 |
| Noninterest-bearing deposits | 1,943,000 | 2,101,000 | 1,936,000 | 1,987,000 |
| Equity capital | 1,058,000 | 1,102,000 | 1,154,000 | 1,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 296,000 | 444,000 | 587,000 |
| Interest expense | 43,000 | 87,000 | 132,000 | 171,000 |
| Net interest income | 107,000 | 209,000 | 312,000 | 416,000 |
| Noninterest income | 23,000 | 45,000 | 63,000 | 81,000 |
| Noninterest expense | 88,000 | 172,000 | 259,000 | 446,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 7,000 |
| Pretax income | 42,000 | 82,000 | 111,000 | 44,000 |
| Income tax | 5,000 | 10,000 | 13,000 | 13,000 |
| Net income | 37,000 | 72,000 | 98,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 992,000 | 1,027,000 | 1,053,000 | 986,000 |
| Total capital | 1,028,000 | 1,063,000 | 1,094,000 | 1,029,000 |
| Risk-weighted assets | 8,152,000 | 8,523,000 | 8,479,000 | 8,631,000 |