Call reports 2025
OKLAHOMA HERITAGE BANK — 2025
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 101,200,000 | 98,167,000 | 106,167,000 | 105,181,000 |
| Total loans | 65,624,000 | 62,902,000 | 67,497,000 | 64,697,000 |
| Allowance for loan losses | 703,000 | 708,000 | 824,000 | 826,000 |
| Securities available for sale | 7,960,000 | 8,278,000 | 8,395,000 | 8,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,627,000 | 81,507,000 | 86,191,000 | 84,265,000 |
| Interest-bearing deposits | 53,909,000 | 57,663,000 | 64,422,000 | 64,906,000 |
| Noninterest-bearing deposits | 30,718,000 | 23,844,000 | 21,769,000 | 19,359,000 |
| Equity capital | 9,253,000 | 9,315,000 | 10,630,000 | 10,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,755,000 | 4,259,000 | 5,697,000 |
| Interest expense | 606,000 | 1,182,000 | 1,760,000 | 2,268,000 |
| Net interest income | 762,000 | 1,573,000 | 2,499,000 | 3,429,000 |
| Noninterest income | 94,000 | 215,000 | 1,976,000 | 2,073,000 |
| Noninterest expense | 735,000 | 1,605,000 | 4,233,000 | 5,193,000 |
| Provision for loan losses | 0 | 0 | 828,000 | 828,000 |
| Pretax income | 121,000 | 187,000 | -579,000 | -519,000 |
| Income tax | 0 | 0 | 8,000 | 31,000 |
| Net income | 121,000 | 187,000 | -587,000 | -550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,607,000 | 9,673,000 | 7,792,000 | 7,898,000 |
| Total capital | — | — | 8,616,000 | 8,724,000 |
| Risk-weighted assets | — | — | 76,167,000 | 73,013,000 |