Call reports 2024
OKLAHOMA HERITAGE BANK — 2024
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,305,000 | 103,831,000 | 101,230,000 | 99,597,000 |
| Total loans | 77,061,000 | 73,055,000 | 70,071,000 | 67,787,000 |
| Allowance for loan losses | 810,000 | 801,000 | 801,000 | 806,000 |
| Securities available for sale | 7,771,000 | 7,276,000 | 8,376,000 | 8,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,808,000 | 85,156,000 | 84,180,000 | 83,132,000 |
| Interest-bearing deposits | 56,637,000 | 60,535,000 | 54,818,000 | 53,678,000 |
| Noninterest-bearing deposits | 29,171,000 | 24,621,000 | 29,362,000 | 29,454,000 |
| Equity capital | 9,156,000 | 9,274,000 | 9,536,000 | 9,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,906,000 | 4,328,000 | 5,763,000 |
| Interest expense | 636,000 | 1,278,000 | 1,936,000 | 2,579,000 |
| Net interest income | 807,000 | 1,628,000 | 2,392,000 | 3,184,000 |
| Noninterest income | 115,000 | 229,000 | 369,000 | 474,000 |
| Noninterest expense | 802,000 | 1,556,000 | 2,373,000 | 3,174,000 |
| Provision for loan losses | 15,000 | 4,000 | 4,000 | 429,000 |
| Pretax income | 105,000 | 286,000 | 373,000 | 44,000 |
| Income tax | 4,000 | 5,000 | 5,000 | 5,000 |
| Net income | 101,000 | 281,000 | 368,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,548,000 | 9,727,000 | 9,815,000 | 9,486,000 |
| Total capital | 10,358,000 | — | — | — |
| Risk-weighted assets | 77,951,000 | — | — | — |