Call reports 2023
OKLAHOMA HERITAGE BANK — 2023
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 117,047,000 | 112,935,000 | 107,157,000 | 105,972,000 |
| Total loans | 90,257,000 | 89,330,000 | 85,020,000 | 80,992,000 |
| Allowance for loan losses | 885,000 | 999,000 | 931,000 | 797,000 |
| Securities available for sale | 7,500,000 | 8,337,000 | 7,862,000 | 7,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,300,000 | 93,914,000 | 88,772,000 | 87,416,000 |
| Interest-bearing deposits | 74,548,000 | 70,184,000 | 65,559,000 | 65,512,000 |
| Noninterest-bearing deposits | 23,752,000 | 23,730,000 | 23,213,000 | 21,904,000 |
| Equity capital | 9,445,000 | 9,682,000 | 8,928,000 | 9,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,628,000 | 4,027,000 | 5,478,000 |
| Interest expense | 448,000 | 987,000 | 1,561,000 | 2,170,000 |
| Net interest income | 817,000 | 1,641,000 | 2,466,000 | 3,308,000 |
| Noninterest income | 144,000 | 660,000 | 785,000 | 876,000 |
| Noninterest expense | 1,017,000 | 1,917,000 | 2,758,000 | 3,753,000 |
| Provision for loan losses | 0 | 125,000 | 736,000 | 736,000 |
| Pretax income | -56,000 | 259,000 | -243,000 | -305,000 |
| Income tax | 3,000 | 19,000 | 29,000 | 40,000 |
| Net income | -59,000 | 240,000 | -272,000 | -345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,864,000 | 10,163,000 | 9,520,000 | 9,447,000 |
| Total capital | 10,749,000 | 11,162,000 | 10,451,000 | 10,244,000 |
| Risk-weighted assets | 88,771,000 | 88,478,000 | 84,158,000 | 81,094,000 |