Call reports 2022
OKLAHOMA HERITAGE BANK — 2022
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 103,345,000 | 105,288,000 | 107,778,000 | 111,484,000 |
| Total loans | 75,078,000 | 81,253,000 | 87,971,000 | 90,120,000 |
| Allowance for loan losses | 927,000 | 979,000 | 828,000 | 884,000 |
| Securities available for sale | 12,251,000 | 11,066,000 | 9,854,000 | 9,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,600,000 | 95,816,000 | 94,122,000 | 92,758,000 |
| Interest-bearing deposits | 66,225,000 | 71,117,000 | 67,501,000 | 67,547,000 |
| Noninterest-bearing deposits | 27,375,000 | 24,699,000 | 26,621,000 | 25,211,000 |
| Equity capital | 9,635,000 | 9,362,000 | 9,489,000 | 9,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,170,000 | 3,411,000 | 4,662,000 |
| Interest expense | 92,000 | 190,000 | 342,000 | 621,000 |
| Net interest income | 995,000 | 1,980,000 | 3,069,000 | 4,041,000 |
| Noninterest income | 345,000 | 478,000 | 614,000 | 644,000 |
| Noninterest expense | 1,125,000 | 2,032,000 | 2,962,000 | 3,882,000 |
| Provision for loan losses | 39,000 | 89,000 | 139,000 | 189,000 |
| Pretax income | 176,000 | 337,000 | 582,000 | 614,000 |
| Income tax | 0 | 0 | 8,000 | 8,000 |
| Net income | 176,000 | 337,000 | 574,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,782,000 | 9,841,000 | 10,066,000 | 10,031,000 |
| Total capital | 10,709,000 | — | — | — |
| Risk-weighted assets | 74,735,000 | — | — | — |