Call reports 2021
OKLAHOMA HERITAGE BANK — 2021
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 96,907,000 | 94,026,000 | 94,731,000 | 95,827,000 |
| Total loans | 67,853,000 | 70,324,000 | 70,459,000 | 73,745,000 |
| Allowance for loan losses | 833,000 | 873,000 | 893,000 | 894,000 |
| Securities available for sale | 12,607,000 | 12,428,000 | 11,598,000 | 11,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,389,000 | 83,906,000 | 84,462,000 | 85,881,000 |
| Interest-bearing deposits | 63,716,000 | 59,803,000 | 58,799,000 | 59,057,000 |
| Noninterest-bearing deposits | 23,673,000 | 24,103,000 | 25,663,000 | 26,824,000 |
| Equity capital | 9,230,000 | 9,976,000 | 10,115,000 | 9,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,577,000 | 3,652,000 | 4,749,000 |
| Interest expense | 165,000 | 307,000 | 427,000 | 530,000 |
| Net interest income | 1,063,000 | 2,270,000 | 3,225,000 | 4,219,000 |
| Noninterest income | 102,000 | 270,000 | 516,000 | 671,000 |
| Noninterest expense | 879,000 | 1,681,000 | 2,677,000 | 3,996,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 170,000 |
| Pretax income | 256,000 | 799,000 | 924,000 | 724,000 |
| Income tax | 0 | -42,000 | -42,000 | -41,000 |
| Net income | 256,000 | 841,000 | 966,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,097,000 | 9,755,000 | 9,806,000 | 9,605,000 |
| Total capital | 9,921,000 | 10,594,000 | 10,677,000 | 10,499,000 |
| Risk-weighted assets | 65,816,000 | 67,093,000 | 69,695,000 | 73,140,000 |