Call reports 2020
OKLAHOMA HERITAGE BANK — 2020
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 85,743,000 | 93,361,000 | 91,824,000 | 92,139,000 |
| Total loans | 60,348,000 | 63,116,000 | 63,375,000 | 64,346,000 |
| Allowance for loan losses | 778,000 | 773,000 | 789,000 | 801,000 |
| Securities available for sale | 10,132,000 | 11,716,000 | 11,299,000 | 13,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,476,000 | 83,573,000 | 81,907,000 | 82,681,000 |
| Interest-bearing deposits | 60,852,000 | 65,177,000 | 62,650,000 | 60,758,000 |
| Noninterest-bearing deposits | 15,625,000 | 18,396,000 | 19,257,000 | 21,923,000 |
| Equity capital | 8,855,000 | 9,323,000 | 9,522,000 | 9,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,229,000 | 3,377,000 | 4,457,000 |
| Interest expense | 265,000 | 518,000 | 749,000 | 943,000 |
| Net interest income | 871,000 | 1,711,000 | 2,628,000 | 3,514,000 |
| Noninterest income | 144,000 | 241,000 | 384,000 | 509,000 |
| Noninterest expense | 861,000 | 1,625,000 | 2,506,000 | 3,669,000 |
| Provision for loan losses | 28,000 | 51,000 | 98,000 | 121,000 |
| Pretax income | 126,000 | 285,000 | 417,000 | 242,000 |
| Income tax | 0 | -1,000 | -54,000 | -49,000 |
| Net income | 126,000 | 286,000 | 471,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,926,000 | 9,086,000 | 9,270,000 | 8,841,000 |
| Total capital | — | 9,859,000 | 10,055,000 | 9,642,000 |
| Risk-weighted assets | — | 62,456,000 | 62,834,000 | 64,483,000 |