Call reports 2019
OKLAHOMA HERITAGE BANK — 2019
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,748,000 | 84,915,000 | 85,594,000 | 82,067,000 |
| Total loans | 56,045,000 | 56,523,000 | 56,353,000 | 58,066,000 |
| Allowance for loan losses | 793,000 | 787,000 | 775,000 | 765,000 |
| Securities available for sale | 11,239,000 | 10,941,000 | 11,140,000 | 10,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,764,000 | 75,660,000 | 76,156,000 | 72,654,000 |
| Interest-bearing deposits | 56,161,000 | 58,484,000 | 59,216,000 | 56,841,000 |
| Noninterest-bearing deposits | 17,603,000 | 17,176,000 | 16,940,000 | 15,813,000 |
| Equity capital | 8,443,000 | 8,675,000 | 8,888,000 | 8,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,168,000 | 3,301,000 | 4,467,000 |
| Interest expense | 206,000 | 441,000 | 695,000 | 956,000 |
| Net interest income | 848,000 | 1,727,000 | 2,606,000 | 3,511,000 |
| Noninterest income | 98,000 | 217,000 | 373,000 | 506,000 |
| Noninterest expense | 764,000 | 1,554,000 | 2,344,000 | 3,296,000 |
| Provision for loan losses | 55,000 | 95,000 | 140,000 | 150,000 |
| Pretax income | 122,000 | 290,000 | 490,000 | 566,000 |
| Income tax | -7,000 | 27,000 | 54,000 | 115,000 |
| Net income | 129,000 | 263,000 | 436,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,480,000 | 8,614,000 | 8,788,000 | 8,803,000 |
| Total capital | 9,144,000 | 9,292,000 | 9,468,000 | 9,489,000 |
| Risk-weighted assets | 52,998,000 | 54,205,000 | 54,340,000 | 54,878,000 |