Call reports 2018
OKLAHOMA HERITAGE BANK — 2018
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,035,000 | 81,172,000 | 76,324,000 | 81,060,000 |
| Total loans | 58,016,000 | 55,968,000 | 55,285,000 | 57,113,000 |
| Allowance for loan losses | 801,000 | 828,000 | 805,000 | 793,000 |
| Securities available for sale | 11,136,000 | 10,510,000 | 10,688,000 | 10,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,673,000 | 72,660,000 | 67,805,000 | 72,295,000 |
| Interest-bearing deposits | 58,139,000 | 56,589,000 | 51,580,000 | 54,826,000 |
| Noninterest-bearing deposits | 16,534,000 | 16,071,000 | 16,225,000 | 17,469,000 |
| Equity capital | 7,814,000 | 7,936,000 | 8,014,000 | 8,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,037,000 | 3,059,000 | 4,132,000 |
| Interest expense | 189,000 | 360,000 | 534,000 | 715,000 |
| Net interest income | 823,000 | 1,677,000 | 2,525,000 | 3,417,000 |
| Noninterest income | 74,000 | 226,000 | 403,000 | 684,000 |
| Noninterest expense | 915,000 | 1,817,000 | 2,707,000 | 3,543,000 |
| Provision for loan losses | 45,000 | 60,000 | 85,000 | 135,000 |
| Pretax income | -63,000 | 26,000 | 136,000 | 423,000 |
| Income tax | 5,000 | -20,000 | -20,000 | 72,000 |
| Net income | -68,000 | 46,000 | 156,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,933,000 | 8,047,000 | 8,157,000 | 8,351,000 |
| Total capital | 8,616,000 | 8,708,000 | 8,799,000 | 9,020,000 |
| Risk-weighted assets | 54,576,000 | 52,727,000 | 51,224,000 | 53,449,000 |