Call reports 2017
OKLAHOMA HERITAGE BANK — 2017
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,565,000 | 99,132,000 | 98,719,000 | 88,398,000 |
| Total loans | 68,442,000 | 66,631,000 | 63,705,000 | 60,787,000 |
| Allowance for loan losses | 1,411,000 | 1,757,000 | 1,053,000 | 981,000 |
| Securities available for sale | 12,495,000 | 11,746,000 | 12,122,000 | 10,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,383,000 | 90,383,000 | 90,303,000 | 79,784,000 |
| Interest-bearing deposits | 79,852,000 | 74,999,000 | 74,171,000 | 64,670,000 |
| Noninterest-bearing deposits | 14,531,000 | 15,385,000 | 16,132,000 | 15,114,000 |
| Equity capital | 8,364,000 | 8,016,000 | 7,733,000 | 7,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,253,000 | 3,355,000 | 4,491,000 |
| Interest expense | 242,000 | 485,000 | 727,000 | 964,000 |
| Net interest income | 931,000 | 1,768,000 | 2,628,000 | 3,527,000 |
| Noninterest income | 120,000 | 253,000 | 306,000 | 413,000 |
| Noninterest expense | 903,000 | 1,755,000 | 2,579,000 | 3,484,000 |
| Provision for loan losses | 165,000 | 965,000 | 1,360,000 | 1,440,000 |
| Pretax income | -17,000 | -699,000 | -1,005,000 | -949,000 |
| Income tax | 3,000 | -244,000 | -277,000 | -313,000 |
| Net income | -20,000 | -455,000 | -728,000 | -636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,368,000 | 7,934,000 | 7,659,000 | 8,001,000 |
| Total capital | 9,171,000 | 8,714,000 | 8,413,000 | 8,718,000 |
| Risk-weighted assets | 63,690,000 | 61,467,000 | 60,005,000 | 57,100,000 |