Call reports 2012
OKLAHOMA HERITAGE BANK — 2012
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,274,000 | 79,303,000 | 79,585,000 | 81,605,000 |
| Total loans | 51,164,000 | 53,988,000 | 53,867,000 | 52,955,000 |
| Allowance for loan losses | 790,000 | 799,000 | 818,000 | 892,000 |
| Securities available for sale | 12,713,000 | 13,213,000 | 14,553,000 | 16,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,097,000 | 71,989,000 | 72,247,000 | 74,381,000 |
| Interest-bearing deposits | 59,857,000 | 59,779,000 | 61,642,000 | 63,299,000 |
| Noninterest-bearing deposits | 12,240,000 | 12,210,000 | 10,605,000 | 11,082,000 |
| Equity capital | 5,506,000 | 5,678,000 | 5,869,000 | 5,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,911,000 | 2,897,000 | 3,885,000 |
| Interest expense | 229,000 | 461,000 | 686,000 | 911,000 |
| Net interest income | 704,000 | 1,450,000 | 2,211,000 | 2,974,000 |
| Noninterest income | 155,000 | 325,000 | 478,000 | 637,000 |
| Noninterest expense | 619,000 | 1,260,000 | 1,905,000 | 2,584,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 200,000 |
| Pretax income | 225,000 | 485,000 | 709,000 | 827,000 |
| Income tax | 71,000 | 161,000 | 239,000 | 275,000 |
| Net income | 154,000 | 324,000 | 470,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,337,000 | 5,507,000 | 5,653,000 | 5,735,000 |
| Total capital | 5,974,000 | 6,160,000 | 6,295,000 | 6,292,000 |
| Risk-weighted assets | 50,082,000 | 51,318,000 | 50,397,000 | 50,070,000 |