Call reports 2011
OKLAHOMA HERITAGE BANK — 2011
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,872,000 | 68,602,000 | 70,822,000 | 70,378,000 |
| Total loans | 42,876,000 | 44,322,000 | 45,668,000 | 47,790,000 |
| Allowance for loan losses | 713,000 | 755,000 | 774,000 | 782,000 |
| Securities available for sale | 7,620,000 | 8,642,000 | 10,828,000 | 11,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,046,000 | 61,617,000 | 63,896,000 | 63,410,000 |
| Interest-bearing deposits | 47,294,000 | 52,263,000 | 52,942,000 | 51,842,000 |
| Noninterest-bearing deposits | 9,752,000 | 9,354,000 | 10,954,000 | 11,568,000 |
| Equity capital | 4,914,000 | 5,087,000 | 5,275,000 | 5,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,692,000 | 2,605,000 | 3,490,000 |
| Interest expense | 180,000 | 391,000 | 606,000 | 805,000 |
| Net interest income | 645,000 | 1,301,000 | 1,999,000 | 2,685,000 |
| Noninterest income | 193,000 | 332,000 | 477,000 | 629,000 |
| Noninterest expense | 567,000 | 1,125,000 | 1,726,000 | 2,373,000 |
| Provision for loan losses | 88,000 | 128,000 | 158,000 | 173,000 |
| Pretax income | 183,000 | 380,000 | 592,000 | 768,000 |
| Income tax | 56,000 | 120,000 | 198,000 | 266,000 |
| Net income | 127,000 | 260,000 | 394,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,808,000 | 4,948,000 | 5,074,000 | 5,183,000 |
| Total capital | 5,340,000 | 5,504,000 | 5,650,000 | 5,772,000 |
| Risk-weighted assets | 41,596,000 | 43,496,000 | 45,090,000 | 46,150,000 |