Call reports 2002
OKLAHOMA HERITAGE BANK — 2002
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,451,000 | 31,129,000 | 30,043,000 | 30,449,000 |
| Total loans | 15,577,000 | 15,791,000 | 16,726,000 | 17,323,000 |
| Allowance for loan losses | 209,000 | 190,000 | 194,000 | 318,000 |
| Securities available for sale | 5,771,000 | 6,389,000 | 5,753,000 | 6,108,000 |
| Securities held to maturity | 1,201,000 | 1,001,000 | 601,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,483,000 | 28,085,000 | 26,898,000 | 27,337,000 |
| Interest-bearing deposits | 24,490,000 | 24,965,000 | 23,875,000 | 24,187,000 |
| Noninterest-bearing deposits | 2,993,000 | 3,120,000 | 3,023,000 | 3,150,000 |
| Equity capital | 2,756,000 | 2,868,000 | 2,968,000 | 2,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 959,000 | 1,441,000 | 1,899,000 |
| Interest expense | 252,000 | 483,000 | 696,000 | 891,000 |
| Net interest income | 233,000 | 476,000 | 745,000 | 1,008,000 |
| Noninterest income | 73,000 | 136,000 | 214,000 | 288,000 |
| Noninterest expense | 187,000 | 368,000 | 564,000 | 751,000 |
| Provision for loan losses | 23,000 | 31,000 | 41,000 | 194,000 |
| Pretax income | 96,000 | 213,000 | 354,000 | 351,000 |
| Income tax | 18,000 | 61,000 | 114,000 | 161,000 |
| Net income | 78,000 | 152,000 | 240,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,758,000 | 2,832,000 | 2,920,000 | 2,870,000 |
| Total capital | 2,967,000 | 3,022,000 | 3,114,000 | 3,090,000 |
| Risk-weighted assets | 16,869,000 | 17,046,000 | 17,332,000 | 17,481,000 |