Call reports 2001
OKLAHOMA HERITAGE BANK — 2001
What OKLAHOMA HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,573,000 | 28,724,000 | 29,862,000 | 30,565,000 |
| Total loans | 14,829,000 | 15,065,000 | 15,710,000 | 15,802,000 |
| Allowance for loan losses | 239,000 | 244,000 | 216,000 | 220,000 |
| Securities available for sale | 3,376,000 | 1,726,000 | 2,988,000 | 5,451,000 |
| Securities held to maturity | 3,404,000 | 4,511,000 | 3,751,000 | 1,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,874,000 | 25,994,000 | 26,986,000 | 27,670,000 |
| Interest-bearing deposits | 21,933,000 | 23,038,000 | 24,145,000 | 24,443,000 |
| Noninterest-bearing deposits | 2,941,000 | 2,956,000 | 2,841,000 | 3,227,000 |
| Equity capital | 2,448,000 | 2,546,000 | 2,651,000 | 2,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,099,000 | 1,635,000 | 2,147,000 |
| Interest expense | 291,000 | 589,000 | 884,000 | 1,163,000 |
| Net interest income | 261,000 | 510,000 | 751,000 | 984,000 |
| Noninterest income | 72,000 | 163,000 | 256,000 | 338,000 |
| Noninterest expense | 174,000 | 344,000 | 524,000 | 735,000 |
| Provision for loan losses | 8,000 | 15,000 | 25,000 | 33,000 |
| Pretax income | 151,000 | 314,000 | 458,000 | 554,000 |
| Income tax | 62,000 | 128,000 | 189,000 | 224,000 |
| Net income | 89,000 | 186,000 | 269,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,439,000 | 2,537,000 | 2,620,000 | 2,680,000 |
| Total capital | 2,629,000 | 2,736,000 | 2,826,000 | 2,890,000 |
| Risk-weighted assets | 15,140,000 | 15,836,000 | 16,493,000 | 16,783,000 |