Call reports 2013
1ST COMMERCE BANK — 2013
What 1ST COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 20,152,000 |
| Total loans | 14,398,000 |
| Allowance for loan losses | 972,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 19,579,000 |
| Interest-bearing deposits | 17,608,000 |
| Noninterest-bearing deposits | 1,971,000 |
| Equity capital | 528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 222,000 |
| Interest expense | 34,000 |
| Net interest income | 188,000 |
| Noninterest income | 18,000 |
| Noninterest expense | 382,000 |
| Provision for loan losses | -250,000 |
| Pretax income | 74,000 |
| Income tax | 0 |
| Net income | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 528,000 |
| Total capital | 729,000 |
| Risk-weighted assets | 15,275,000 |