Call reports 2012
1ST COMMERCE BANK — 2012
What 1ST COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,044,000 | 23,225,000 | 23,297,000 | 23,577,000 |
| Total loans | 17,662,000 | 16,183,000 | 15,882,000 | 15,681,000 |
| Allowance for loan losses | 1,549,000 | 1,575,000 | 1,245,000 | 1,207,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,163,000 | 22,559,000 | 21,725,000 | 23,081,000 |
| Interest-bearing deposits | 22,787,000 | 20,179,000 | 19,411,000 | 20,012,000 |
| Noninterest-bearing deposits | 2,376,000 | 2,380,000 | 2,314,000 | 3,069,000 |
| Equity capital | 673,000 | 552,000 | 458,000 | 454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 456,000 | 690,000 | 929,000 |
| Interest expense | 39,000 | 78,000 | 114,000 | 152,000 |
| Net interest income | 200,000 | 378,000 | 576,000 | 777,000 |
| Noninterest income | 25,000 | 69,000 | 184,000 | 208,000 |
| Noninterest expense | 396,000 | 739,000 | 1,146,000 | 1,534,000 |
| Provision for loan losses | 44,000 | 44,000 | 44,000 | 45,000 |
| Pretax income | -215,000 | -336,000 | -430,000 | -594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -215,000 | -336,000 | -430,000 | -594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 673,000 | 552,000 | 458,000 | 454,000 |
| Total capital | 915,000 | 782,000 | 684,000 | 671,000 |
| Risk-weighted assets | 18,034,000 | 17,041,000 | 17,071,000 | 16,408,000 |