Call reports 2011
1ST COMMERCE BANK — 2011
What 1ST COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,513,000 | 36,420,000 | 32,158,000 | 26,375,000 |
| Total loans | 24,229,000 | 22,119,000 | 19,865,000 | 18,542,000 |
| Allowance for loan losses | 1,658,000 | 2,301,000 | 2,019,000 | 1,634,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,488,000 | 35,313,000 | 31,270,000 | 25,467,000 |
| Interest-bearing deposits | 25,702,000 | 27,742,000 | 23,602,000 | 21,079,000 |
| Noninterest-bearing deposits | 7,786,000 | 7,571,000 | 7,668,000 | 4,388,000 |
| Equity capital | 848,000 | 893,000 | 700,000 | 713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 632,000 | 890,000 | 1,120,000 |
| Interest expense | 84,000 | 156,000 | 216,000 | 267,000 |
| Net interest income | 237,000 | 476,000 | 674,000 | 853,000 |
| Noninterest income | -248,000 | -435,000 | -581,000 | -693,000 |
| Noninterest expense | 468,000 | 1,059,000 | 1,553,000 | 2,031,000 |
| Provision for loan losses | 98,000 | 714,000 | 715,000 | 716,000 |
| Pretax income | -577,000 | -1,732,000 | -2,175,000 | -2,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -577,000 | -1,732,000 | -2,175,000 | -2,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 848,000 | 893,000 | 700,000 | 713,000 |
| Total capital | 1,162,000 | 1,203,000 | 969,000 | 960,000 |
| Risk-weighted assets | 23,804,000 | 22,805,000 | 19,743,000 | 18,389,000 |